3 Simple ways to keep from getting RIPPED OFF by your INSURANCE COMPANY

Do you feel like you are being RIPPED OFF by your INSURANCE  Company? Are you tired of being RIPPED OFF and want it to stop NOW? The 3 most Powerful and Simple SECRETS will be addressed here.
 1. Find a good, honest, knowledgeable, Agent who will advise you based on your NEEDS, not about their commission. If your agent does not ask in dept questions about what assets and exposures YOU may have, then you should RUN not WALK...RUN because they don't care about protecting you rather getting their commission only. I call these Agents Policy Peddlers. Find a Trusted Insurance Advisor. My passion is finding the best VALUE for the appropriate Coverages.
2. After finding your Trusted Insurance Advisor, follow their recommendations, even if it is for a QUOTE only. Give them the information they need to structure a Comprehensive Plan to Protect your Auto, Home and Business. You see, Insurance Companies know that the majority of the population will buy based on the lowest premium which yields you the lowest coverages. These low coverages are where the bulk of the high premium is charged. They charge alot which ensures they are only "on the hook" for minimal coverage. This is where they RIP YOU OFF. When you insure properly with higher limits the premium DOES NOT go up proportionately. If you increase your coverage by 10 times.... the premium DOES NOT go up 10 times. Maybe 10% increase in premium but YOU GET 1000% more coverage. FOLLOW your Advisers recommendations but ask questions till you understand what is being recommended.
3. Allow your Advisor to review and advise all of your insurance. Your Insurance Plan must WORK FOR YOU. Many years ago I raced stock cars. I solicited the help of a well known engine and race car builder named Paul. I, like most "gear heads", I thought that bigger would be better. Bigger valves...Fuel volume vs fuel velocity...etc. Paul finally drilled into my head that an engine is an air pump and the more efficiently air can be moved thru the engine the faster you will go. The point here is that ALL parts of your Insurance Plan must work together. You would not take your car to one shop to change the oil and another to charge your air conditioner and another to change a water pump and yet another to get a tune up. You will look for someone who can do most if not all of your maintenance / repair needs.
     Marlon Call aka The Insurance Cowboy is PASSIONATE about helping YOU create a Comprehensive Insurance Plans. Marlon is a TRUSTED INSURANCE ADVISOR.. For more information see my website at theinsurancecowboylv,com.